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Do I have to pay a fee or commission for the converstion of my FIAT?

No.

There are no fees are payable by the holder of any FIAT Currency on the conversion of such FIAT Currency into Gold Units.

GGMF pays all fees and costs of conversion, which includes the fifteen percent (15%) gift to the Country Member and three percent (3%) service fee to the solvent bank which assisted the Account Holder to convert their FIAT Currency.